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THE REALITY OF DEALING WITH UNPAID MATERNITY LEAVE
Before I found out that I was pregnant, I had 2019 all planned out and themed the year I will become debt free. Then found out I was pregnant and then the reality of dealing with unpaid maternity leave hit me right in the face. Lucky are those who get paid something during maternity leave, unfortunately, that is not the case for me. I had to jump into saving mode for bills and buying baby supplies. Of course, I will be able to claim for UIF (unemployment Fund) but that is pocket change, compared to a full paycheque. What do you do when you are hit with the reality…
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PAID OFF & CLOSED TWO CREDIT CARDS and A STORE CARD
Good morning, everyone!! It feels SO good to be publishing a blog post again after such a long time. Life has been hectic so to speak, no not really. I was just feeling extremely tired and exhausted. Late last year I became upset with becoming financial and debt free. I begin my journey to financial freedom. Therefore, I paid off and closed two credit cards and a store card. Needed to begin thinking about my children’s future and wellbeing and stop being reckless with my finances. I paid off off my two credit cards and a store card. REASONS WHY I PAID OF MY TWO CREDIT CARDS AND A STORE CARD Each credit card was charging…
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How To Financially Survive The Crazy Holiday Season
Can you believe it, it is that time of the year again? The holiday season the time where we overspend of gifts and the Black Friday frenzy. I am going to talk to you about how to financially survive the crazy holiday season. We worked hard throughout the year to follow the budget and save just to let all that hard work and savings go down the drain. The decorations are up my daughter pointed them out to me yesterday. she loves Christmas and the whole buy 3 and pay only for 2 sales. She is only 9 years old. It is time to buy, buy and buy. The holiday…
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7 Tips to Help You Stop Living from Paycheque to Paycheque
Are you tired of living paycheque to paycheque? I was one of those people until I chose to make matters into my own hands. Yes, we have responsibilities like bills and living expenses but let me ask you a question. How does your savings account look? Do you even have a savings account? if your answers are NO to both these questions something must change and stop making excuses. What are those excuses you ask? Well I don’t earn enough to save a dime after paying my expenses. Get a grip because sitting and whining won’t change your financial situation. Become proactive in making things better because financial stability…
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7 Habits You Need to Adopt when trying to Save Money
Guess what happened in South Africa In April our Vat increased from 14 to 15 percent and gosh you can really see the difference that one percent makes. I am sure every ordinary South African is trying to cut back and save some more lately. Here are 7 habits you need to adopt when trying to save money. Do Not Go Shopping Hungry Used to go shopping very early in the morning without eating because I wanted to avoid the long lines. By 10am I would be starving and buy junk food which wasted a lot of money. Eat before you leave home for shopping it will save you money in…
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5 Ways on How to Achieve Financial Freedom
How to have financial freedom? That is the question on most people’s minds, living in debt is a burden, but cause people to be have so much debt. I will be sharing with you 5 ways to achieve financial freedom. Yes, the cost of living is too high, low income that cannot sustain a human being monthly, student loans the list is endless. Live within your means The first step is realising that you are living way above your means, sometimes it is deliberate and sometimes it is unexpected emergencies that come along, and you need that loan to take care of the people. Going back to unexpected emergencies. Save…
Life and Mo is a South African Parenting and Lifestyle Blog
