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What to Do with Tax Refund When You Are Debt Free?
Let me first say congratulations on not having debt! I am happy to say this is me this year because I paid off over forty thousand rands (R40000) of credit card debt and…
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Create a budget and how to stick to it
Certainly! Let’s go through the process of creating a budget and some tips on how to stick to it: Now, let’s explore some tips on how to stick to your budget: Remember, sticking…
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July is the National Savings Month in South Africa
Most of you know that July is the National Savings Month in South Africa, most South Africans do not have any savings for retirement even on a rainy day. I was one of…
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How to Avoid Lifestyle Creep when you get a pay raise.
This popped into my head because I just received a pay increase and I was just wondering How to Avoid Lifestyle Creep when you get a pay raise. I asked on my Instagram…
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5 Things learned from Frugal February
At the beginning of the month, made a decision to take part in the Frugal February challenge the decision was brought on because I wanted to recover from a very reckless festive season…
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The Benefits of Starting Sinking Funds
What is a sinking fund? A sinking fund is an account containing money set aside to pay off a debt or help you not get into debt. That is why I am going…
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How to Successfully Complete Savings Challenges
When I started doing these challenges several years back I failed dismally because I was comparing my starting journey to people who have mastered How to Successfully Complete Savings Challenges. It was until…
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New Bio-Oil Body Lotion Review
As most of you know I am always looking for products that will deliver what they promise for my extremely dry skin. Today I bring you New Bio-Oil Body Lotion Review. A few…
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HOW TO MAKE WORKING FROM HOME A PLEASURE WITH BANG & OLUFSEN
We find ourselves back at Level 4 of Lockdown due to the rising numbers of Covid 19. Companies were urged to let their staff work from home. Here are some tips on how…
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Things I am working on to Fill My Cup
We give our power away to our spouses, children, extended families, friends, and more and we are left with nothing. This drains our cups and leaves us burnt out. I realised this decided…
