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5 Things That Helped Me Manage My Income Better
Hi Fam it’s me again sharing with you my financial journey. You see, I was never taught to manage money or to budget. Not by my family or at school. Naturally I fell into the Instagram lifestyle while I was broke because I was trying to keep up appearances and stay relevant. I had to learn to manage my income. So, here I will be talking about 5 Things That Helped Me Manage My Income Better. The truth of the matter is every purchase, every rush led to another purchase with money that was not mine and I ended up in debt and my credit score looked like crap. I…
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How To Save Money While Shopping?
Now more than ever saving money while shopping is imperative. I am certain that everyone is searching how to save money and stretch that Rand even further. How to save money while shopping? There are many ways to save money and different tricks and tips work for everyone. Today I will be sharing with you my very own personal tips and tricks that I used to save my family while shopping. Whether for groceries or clothes they apply to both. Use Cash I found that using credit cards at stores for shopping, I tend to over buy and go overboard. Withdrawing my shopping money and using cash has really helped…
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Clicks Made 4 Baby Dry Protect Diaper Review
Started using the Clicks made 4 baby dry protect diapers back in November. The reason was because that I was trying to find an alternative to brand name diapers that works. Today I will be talking about how I found the clicks store brand diapers. Here is my Clicks made 4 baby dry protect diapers review. First I will talk about the features of the diapers and then give my honest review. Features of Clicks made 4 baby dry protect diapers are; • Wetness Indicator • Stretchy waistband with Velcro straps • High absorbent core • Soft back sheet My Review When I first bought the Clicks made 4 baby…
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How to Payoff Your Debt Quickly
I have been thinking about becoming debt free for a while now but didn’t take it serious until my son arrived. After the birth of my son all I could think about was money and How to payoff your debt quickly and be debt free. We all make money mistakes in life and the first step is to forgive ourselves in order to move forward. My money mistakes included credit cards and a personal loan with a hefty 26 percent interest rate. Last year, I managed to pay off my credit card and store card debt, you can read about it here. Paying of the credit card and store card…
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How to Make Extra Money Online in South Africa?
How to make extra money online in South Africa? I remember how I used to ask Google that question when I was home after giving birth to my baby. I got so bored and could not stand not having any income on my own, that’s how my journey on making extra money online begun. Finding ways to supplement your income online is a lot of work, especially in South Africa because there are a lot of scams out there. I must say after searching all those years I have finally found some local survey companies that offer payment in exchange for your opinion. I will be sharing with you my…
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5 Ways to have a baby and still save money
It is okay to live within your means and not succumb to the pressures of society and social media. After all babies grow really quick so in my opinion it is pointless to spend a lot of things the baby will not need after 6 months. I will be telling you about 5 ways to have a baby and still save money. Who said having a baby has to be expensive Of course we are human we all want to buy our children the premium brand diapers and luxurious strollers but the reality is not everyone can afford too. Recently had my son, and he is my last born and…
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THE REALITY OF DEALING WITH UNPAID MATERNITY LEAVE
Before I found out that I was pregnant, I had 2019 all planned out and themed the year I will become debt free. Then found out I was pregnant and then the reality of dealing with unpaid maternity leave hit me right in the face. Lucky are those who get paid something during maternity leave, unfortunately, that is not the case for me. I had to jump into saving mode for bills and buying baby supplies. Of course, I will be able to claim for UIF (unemployment Fund) but that is pocket change, compared to a full paycheque. What do you do when you are hit with the reality…
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PAID OFF & CLOSED TWO CREDIT CARDS and A STORE CARD
Good morning, everyone!! It feels SO good to be publishing a blog post again after such a long time. Life has been hectic so to speak, no not really. I was just feeling extremely tired and exhausted. Late last year I became upset with becoming financial and debt free. I begin my journey to financial freedom. Therefore, I paid off and closed two credit cards and a store card. Needed to begin thinking about my children’s future and wellbeing and stop being reckless with my finances. I paid off off my two credit cards and a store card. REASONS WHY I PAID OF MY TWO CREDIT CARDS AND A STORE CARD Each credit card was charging…
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How To Financially Survive The Crazy Holiday Season
Can you believe it, it is that time of the year again? The holiday season the time where we overspend of gifts and the Black Friday frenzy. I am going to talk to you about how to financially survive the crazy holiday season. We worked hard throughout the year to follow the budget and save just to let all that hard work and savings go down the drain. The decorations are up my daughter pointed them out to me yesterday. she loves Christmas and the whole buy 3 and pay only for 2 sales. She is only 9 years old. It is time to buy, buy and buy. The holiday…
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7 Tips to Help You Stop Living from Paycheque to Paycheque
Are you tired of living paycheque to paycheque? I was one of those people until I chose to make matters into my own hands. Yes, we have responsibilities like bills and living expenses but let me ask you a question. How does your savings account look? Do you even have a savings account? if your answers are NO to both these questions something must change and stop making excuses. What are those excuses you ask? Well I don’t earn enough to save a dime after paying my expenses. Get a grip because sitting and whining won’t change your financial situation. Become proactive in making things better because financial stability…
