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What to Do with Tax Refund When You Are Debt Free?
Let me first say congratulations on not having debt! I am happy to say this is me this year because I paid off over forty thousand rands (R40000) of credit card debt and…
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Create a budget and how to stick to it
Certainly! Let’s go through the process of creating a budget and some tips on how to stick to it: Now, let’s explore some tips on how to stick to your budget: Remember, sticking…
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July is the National Savings Month in South Africa
Most of you know that July is the National Savings Month in South Africa, most South Africans do not have any savings for retirement even on a rainy day. I was one of…
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How to Avoid Lifestyle Creep when you get a pay raise.
This popped into my head because I just received a pay increase and I was just wondering How to Avoid Lifestyle Creep when you get a pay raise. I asked on my Instagram…
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5 Things learned from Frugal February
At the beginning of the month, made a decision to take part in the Frugal February challenge the decision was brought on because I wanted to recover from a very reckless festive season…
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The Benefits of Starting Sinking Funds
What is a sinking fund? A sinking fund is an account containing money set aside to pay off a debt or help you not get into debt. That is why I am going…
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How to Successfully Complete Savings Challenges
When I started doing these challenges several years back I failed dismally because I was comparing my starting journey to people who have mastered How to Successfully Complete Savings Challenges. It was until…
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Things I Wish I Knew about Saving Money in My 20s.
Hi fam today I will be talking about things I wish I knew about saving money in my 20s. Why? Well, because the older you get the harder it gets. In my 20s…
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How to Spend The Tax Refund Money
One thing you need to know is that the tax refunds money is not free money. You have earned that money and going on a reckless splurging spree might not be a good…
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5 Things That Helped Me Manage My Income Better
Hi Fam it’s me again sharing with you my financial journey. You see, I was never taught to manage money or to budget. Not by my family or at school. Naturally I fell…
